Dick and Kris Welcome You to Pleasanton, Livermore & Dublin

BUYING is different in California


Buying a home, particularly in Pleasanton and the rest of the TriValley area is an exciting time in one's life and much different than on the East Coast or Mid-West. Instead of lawyers gathering around a closing table, we work through title companies. Making the smart move of choosing a Pleasanton REALTOR® is your first step to getting you through the process and ensuring that your new home and community meets your needs whether it is in Pleasanton, CA, Livermore, CA, Dublin, CA or San Ramon, CA. Our Real Estate agent services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, We also provide listings by email. Dick and Kris pride ourselves on repeat business and hope you'll come to understand why.

How I Can Help

When we first meet we will go over your requirements, make sure that you are loan approved and talk about the process of purchasing a home.


Before you start looking

We will take a tour of the area and determine what you expect in a community, discuss the attributes of each community in the area such as Pleasanton, Dublin and Livermore.  Check out the Pleasanton Real Estate market as well as the TriValley Real Estate market in general. Try to determine which community, Pleasanton, Dublin, Livermore, San Ramon or Danville works best for you.


Closing Costs

After more or less settling the questions above we will discuss the typical costs of purchasing a home in the TriValley area of Pleasanton, CA, Dublin, CA, Livermore, CA, San Ramon, CA and Danville, CA.

This discussion will include deposits, inspections, title search, insurance and other miscellaneous costs and or credits.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

As Your Agent, I Will:

  • Assure that you see all the properties in the triValley area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing, to picking the best title company.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Schedule and be at all of the required inspections and those that you would like to add.
  • Go over the inspection results with you and guide you in what should be taken care of.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

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Dick Clark